Don’t rent your insurance.
Start a Captive and own it. 
Ready to see the potential? 
Take The Quiz
How it works
We plan, form, and manage your captive,
so that you can go
about your business.
All Services
7,000+
Captives worldwide
90%
Fortune 500 companies using captives
Our Process
Ten professional services integrated
into a 5-step captive formation plan.
Assess
Take the Quiz to break down your current insurance circumstances and identify your captive potential.
Assess
Meet
Connect with the XN team to review your Quiz results and discuss your captive options.
Meet
Plan
Submit detailed insurance information to our actuaries to initiate the feasibility study and captive business plan.
Plan
Review
Discuss the results of the feasibility study with the XN team to finalize the details and prepare for filing
Review
Launch
Approve the submission of your captive business plan and wait for state regulator approval!
Launch
Digital Experience
Full access to your captive online for easy review and management
Interactive Tools
Simulators to explore your captive potential and plan for the future
Deep Analytics
Advanced reporting to track results and maintain compliance
Full Integration
All professional services streamlined to keep things running smoothly
Why Choose XN?
The smartest way to go captive.
All Services
On your own
300-400 hour time commitment
Endless costs and fees
10 pro services to manage alone
9-12 months from start to finish
with XN Captive
25 hour time commitment
One clear, flat rate fee
All services managed for you
3 months from start to finish
Take The Quiz
All Services
Our Difference
Captive expertise you can trust.
Clarity
We remove the complexity to clarify your risks, options, and potential return.
Intelligence
We deliver the tools, trust, and insight you need to take control of your insurance.
Flexibility
Our world-class experts design and deliver the perfect captive solution for your business.
Captive Benefits
The perks of owning your own insurance:
Total Control
Retain The
Surplus
Faster, Easier Claims
Better Risk Management
Generate Revenue
Optimized Insurance Spend
Captives Explained
Don’t overpay for insurance.
Start a Captive, pocket the profit. 
Ready to find out if a captive works for your business?
Take the quiz

Captive Quiz

All information provided to XN Capital within this process is strictly confidential.
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Already have a Captive?
Book a call
How we can help
Analyze existing ecosystem and make
recommendations
Compliance with IRS and regulatory authorities
Status and compliance assessment
Federal, state, and excise tax and regulatory requirement review.
Review existing contract and make recommendations
Take the quiz