Explore the XN Captive library

Avrahami v. The IRS teaches crucial lessons on compliance, structure, and transparency in captive insurance.

Explore the 9 main captive insurance types and learn the pros and cons of each structure to optimize your risk management strategy.

Discover captive insurance: a strategic approach to risk management. Learn how captives offer control, customized coverage, and financial benefits for businesses seeking alternatives to traditional insurance.

In the insurance industry, the term "Paper" is often used to describe both the insurance policy itself and the carrier underwriting that policy.

Explore captive insurance reinsurance strategies. Learn about Excess of Loss, Aggregate, and Quota Share policies. Understand how reinsurance protects captives from major losses.

An explainer video with a simple way to understand captives as a choice between renting and owning your insurance.

With traditional business insurance, you're renting protection. With captive insurance, you design, build, then own your insurance dream home. Find out how.

“That makes perfect sense. I still don't understand.” This brief exchange with a real client neatly sums up captive exploration: simple in concept, complex in practice. Forming a captive means that your business will own an insurance company, pay for its own losses, and pocket any profit. The “what” makes sense. The “how” is more tricky.